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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,649 | $76,551-28.6% | $123,894-55.9% | $62,881-13.1% |
| Participation rate | 68.0% | 73.0%-5.0pp | 81.4%-13.4pp | 69.3%-1.3pp |
| Annual return | 7.89% | 18.68%-10.8pp | 47.52%-39.6pp | 20.14%-12.3pp |
| Employer contribution / active EE | $1,595 | $2,882-44.7% | $4,617-65.5% | $2,281-30.1% |
| Participant deferral / active EE | $4,389 | $4,840-9.3% | $5,984-26.7% | $3,203+37.0% |
| Admin fee / account holder | $2,964 | $4,826-38.6% | $8,357-64.5% | $4,296-31.0% |