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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,626 | $162,136-63.8% | $152,301-61.5% | $154,746-62.1% |
| Participation rate | 93.3% | 84.1%+9.2pp | 82.4%+10.9pp | 80.7%+12.6pp |
| Annual return | 8.08% | 91.02%-82.9pp | 80.50%-72.4pp | 172.34%-164.3pp |
| Employer contribution / active EE | $1,742 | $4,890-64.4% | $4,624-62.3% | $4,379-60.2% |
| Participant deferral / active EE | $6,527 | $8,341-21.7% | $8,004-18.5% | $6,730-3.0% |
| Admin fee / account holder | $50,222 | $15,759+218.7% | $14,398+248.8% | $14,365+249.6% |