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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,584 | $160,040-50.9% | $147,096-46.6% | $145,877-46.1% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 4.40% | 98.49%-94.1pp | 419.75%-415.4pp | 551.28%-546.9pp |
| Employer contribution / active EE | $2,717 | $5,289-48.6% | $4,936-44.9% | $4,663-41.7% |
| Participant deferral / active EE | $8,044 | $8,429-4.6% | $8,071-0.3% | $6,691+20.2% |
| Admin fee / account holder | $102,245 | $15,050+579.4% | $13,005+686.2% | $13,402+662.9% |