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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,098 | $176,105+25.5% | $159,474+38.6% | $167,536+32.0% |
| Participation rate | 81.8% | 85.0%-3.1pp | 82.8%-1.0pp | 82.1%-0.3pp |
| Annual return | 308.35% | 331.91%-23.6pp | 263.68%+44.7pp | 478.82%-170.5pp |
| Employer contribution / active EE | $1,243 | $5,299-76.5% | $4,831-74.3% | $4,839-74.3% |
| Participant deferral / active EE | $3,340 | $7,751-56.9% | $7,353-54.6% | $6,342-47.3% |
| Admin fee / account holder | $728 | $12,559-94.2% | $10,802-93.3% | $12,315-94.1% |