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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,096 | $72,177-48.6% | $115,038-67.8% | $59,633-37.8% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.90% | 12.02%-15.9pp | 26.14%-30.0pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $676 | $2,841-76.2% | $4,608-85.3% | $2,203-69.3% |
| Participant deferral / active EE | $1,355 | $4,783-71.7% | $6,026-77.5% | $3,192-57.6% |
| Admin fee / account holder | $601 | $4,927-87.8% | $8,175-92.7% | $4,297-86.0% |