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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,102 | $77,817-24.0% | $123,553-52.2% | $64,173-7.9% |
| Participation rate | 82.1% | 74.7%+7.4pp | 82.3%-0.2pp | 69.6%+12.6pp |
| Annual return | -4.03% | 12.49%-16.5pp | 119.21%-123.2pp | 7.63%-11.7pp |
| Employer contribution / active EE | $351 | $3,014-88.3% | $4,628-92.4% | $2,381-85.2% |
| Participant deferral / active EE | $2,518 | $5,240-51.9% | $6,426-60.8% | $3,470-27.4% |
| Admin fee / account holder | $6,464 | $5,519+17.1% | $9,284-30.4% | $4,887+32.3% |