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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,876 | $83,485-48.6% | $125,195-65.8% | $72,976-41.2% |
| Participation rate | 62.2% | 73.3%-11.1pp | 79.8%-17.6pp | 69.5%-7.3pp |
| Annual return | 27.56% | 25.77%+1.8pp | 43.79%-16.2pp | 81.02%-53.5pp |
| Employer contribution / active EE | $1,157 | $2,346-50.7% | $3,866-70.1% | $2,440-52.6% |
| Participant deferral / active EE | $2,296 | $3,586-36.0% | $4,937-53.5% | $3,608-36.3% |
| Admin fee / account holder | $207 | $5,518-96.3% | $9,704-97.9% | $5,124-96.0% |