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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,246 | $135,645-52.6% | $110,243-41.7% | $135,380-52.5% |
| Participation rate | 52.9% | 83.5%-30.5pp | 79.8%-26.9pp | 82.6%-29.7pp |
| Annual return | -8.34% | 513.24%-521.6pp | 314.76%-323.1pp | 519.81%-528.1pp |
| Employer contribution / active EE | $1,889 | $4,907-61.5% | $3,827-50.6% | $4,779-60.5% |
| Participant deferral / active EE | $5,677 | $5,507+3.1% | $4,672+21.5% | $5,609+1.2% |
| Admin fee / account holder | $572 | $11,458-95.0% | $8,548-93.3% | $10,828-94.7% |