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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,727 | $105,158-27.0% | $94,672-19.0% | $139,487-45.0% |
| Participation rate | 77.8% | 82.4%-4.6pp | 80.8%-3.1pp | 80.3%-2.6pp |
| Annual return | 12.07% | 38.11%-26.0pp | 156.89%-144.8pp | 373.84%-361.8pp |
| Employer contribution / active EE | $3,629 | $4,107-11.6% | $3,673-1.2% | $4,755-23.7% |
| Participant deferral / active EE | $6,531 | $7,599-14.1% | $7,417-11.9% | $6,713-2.7% |
| Admin fee / account holder | $92,024 | $8,972+925.7% | $7,222+1174.3% | $11,407+706.7% |