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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,909 | $165,399+19.1% | $149,745+31.5% | $158,982+23.9% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 11.97% | 348.34%-336.4pp | 276.72%-264.7pp | 302.99%-291.0pp |
| Employer contribution / active EE | $3,208 | $5,105-37.2% | $4,646-31.0% | $4,763-32.7% |
| Participant deferral / active EE | $12,762 | $7,183+77.7% | $6,843+86.5% | $5,983+113.3% |
| Admin fee / account holder | $92,383 | $10,811+754.5% | $9,312+892.1% | $11,252+721.1% |