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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,213 | $176,120-23.2% | $159,487-15.2% | $167,553-19.3% |
| Participation rate | 77.8% | 85.0%-7.2pp | 82.8%-5.1pp | 82.1%-4.3pp |
| Annual return | 7.87% | 331.95%-324.1pp | 263.71%-255.8pp | 478.89%-471.0pp |
| Employer contribution / active EE | $2,283 | $5,299-56.9% | $4,831-52.8% | $4,840-52.8% |
| Participant deferral / active EE | $5,499 | $7,752-29.1% | $7,354-25.2% | $6,343-13.3% |
| Admin fee / account holder | $14,229 | $12,561+13.3% | $10,804+31.7% | $12,316+15.5% |