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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,029 | $114,119-30.7% | $107,187-26.3% | $138,895-43.1% |
| Participation rate | 45.5% | 78.1%-32.6pp | 75.0%-29.6pp | 79.9%-34.5pp |
| Annual return | 20.88% | 273.21%-252.3pp | 204.55%-183.7pp | 145.39%-124.5pp |
| Employer contribution / active EE | $1,889 | $4,059-53.5% | $3,782-50.1% | $4,194-55.0% |
| Participant deferral / active EE | $5,598 | $5,538+1.1% | $5,096+9.9% | $6,396-12.5% |
| Admin fee / account holder | $663 | $10,024-93.4% | $9,162-92.8% | $12,562-94.7% |