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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,029 | $134,817-41.4% | $123,973-36.3% | $155,188-49.1% |
| Participation rate | 45.5% | 79.4%-33.9pp | 76.7%-31.2pp | 80.8%-35.3pp |
| Annual return | 20.88% | 515.49%-494.6pp | 388.13%-367.2pp | 148.84%-128.0pp |
| Employer contribution / active EE | $1,889 | $4,425-57.3% | $4,126-54.2% | $4,248-55.5% |
| Participant deferral / active EE | $5,598 | $5,706-1.9% | $5,247+6.7% | $6,531-14.3% |
| Admin fee / account holder | $663 | $13,245-95.0% | $11,799-94.4% | $14,480-95.4% |