Filings through .
4 of 18 flags tripped on the 2025 filing.
Corrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$76K in admin expenses, $300 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
4 funds of $250K or more; 21 lines in all, holding $8.2M of the plan's $8.6M. Recordkeeper: John Hancock (Manulife).
| Fund | Dollars | % of funds% |
|---|---|---|
| JH Lifestyle Blend Balanced Manager not matched · Other | $5.7M | 70.3% |
| S&P 500 Index Fund Manager not matched · Mutual fund Index | $332K | 4.1% |
| Blue Chip Growth Fund Manager not matched · Mutual fund | $289K | 3.5% |
| JH Lifestyle Blend Growth Manager not matched · Other | $262K | 3.2% |
| T. Rowe Price Capital Appreciation Fund T. Rowe Price · Mutual fund | $215K | 2.6% |
| Capital Appreciation Fund Manager not matched · Mutual fund | $189K | 2.3% |
| American Funds Strategic Bond Fund Capital Group · Mutual fund | $154K | 1.9% |
| Vanguard Intermediate-Term Bond Index Fund Vanguard · Mutual fund Index | $141K | 1.7% |
| JH Lifestyle Blend Aggressive Manager not matched · Other | $139K | 1.7% |
| JH Lifestyle Blend Moderate Manager not matched · Other | $105K | 1.3% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
11 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
11 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 2 by compensation.
| Provider | Compensation |
|---|---|
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 Recordkeeping | $4,238 |
Filed as: GALLAGHER FIDUCIARY ADVISORS Service code 26 · EIN 36-4291971 Advisory (Participants) | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
2 contacts
10 filings · 2016 to 2025