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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,525 | $211,224-53.4% | $178,505-44.8% | $145,897-32.5% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 13.90% | 30.28%-16.4pp | 27.16%-13.3pp | 552.29%-538.4pp |
| Employer contribution / active EE | $2,932 | $4,577-35.9% | $3,955-25.9% | $4,663-37.1% |
| Participant deferral / active EE | $4,812 | $6,966-30.9% | $6,280-23.4% | $6,689-28.1% |
| Admin fee / account holder | $1,312 | $12,109-89.2% | $10,428-87.4% | $13,390-90.2% |