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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,275 | $197,637-61.9% | $177,848-57.7% | $158,982-52.7% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.7%-21.1pp | 82.0%-15.3pp |
| Annual return | 9.16% | 58.77%-49.6pp | 48.33%-39.2pp | 302.99%-293.8pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,919-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $747 | $8,405-91.1% | $7,714-90.3% | $5,983-87.5% |
| Admin fee / account holder | $4 | $15,406-100.0% | $12,431-100.0% | $11,252-100.0% |