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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,553 | $140,592-8.6% | $123,105+4.4% | $125,389+2.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -1.19% | 16.80%-18.0pp | 13.22%-14.4pp | 282.24%-283.4pp |
| Employer contribution / active EE | $857 | $6,041-85.8% | $5,151-83.4% | $4,866-82.4% |
| Participant deferral / active EE | $3,173 | $6,980-54.5% | $6,229-49.1% | $5,352-40.7% |
| Admin fee / account holder | $1,491 | $11,198-86.7% | $9,014-83.5% | $9,541-84.4% |