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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,132 | $84,236+71.1% | $170,435-15.4% | $70,126+105.5% |
| Participation rate | 66.7% | 70.8%-4.2pp | 83.6%-16.9pp | 69.5%-2.9pp |
| Annual return | 14.56% | 23.06%-8.5pp | 205.94%-191.4pp | 73.15%-58.6pp |
| Employer contribution / active EE | $3,121 | $3,387-7.9% | $5,432-42.6% | $2,343+33.2% |
| Participant deferral / active EE | $5,362 | $3,086+73.8% | $4,939+8.6% | $3,332+60.9% |
| Admin fee / account holder | $39,145 | $5,698+587.0% | $13,881+182.0% | $4,645+742.6% |