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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,512 | $91,198+111.1% | $178,503+7.8% | $79,856+141.1% |
| Participation rate | 61.5% | 69.2%-7.7pp | 81.9%-20.4pp | 69.6%-8.1pp |
| Annual return | 16.28% | 24.20%-7.9pp | 151.12%-134.8pp | 31.71%-15.4pp |
| Employer contribution / active EE | $2,362 | $3,257-27.5% | $5,011-52.9% | $2,471-4.4% |
| Participant deferral / active EE | $4,525 | $3,237+39.8% | $5,202-13.0% | $3,741+21.0% |
| Admin fee / account holder | $13,762 | $6,748+103.9% | $13,987-1.6% | $5,306+159.3% |