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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,988 | $82,324+33.6% | $68,803+59.9% | $134,545-18.3% |
| Participation rate | 50.0% | 75.1%-25.1pp | 69.0%-19.0pp | 81.2%-31.2pp |
| Annual return | -19.03% | -2.17%-16.9pp | -6.37%-12.7pp | 418.37%-437.4pp |
| Employer contribution / active EE | $0 | $3,302-100.0% | $2,656-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $11,832 | $4,740+149.6% | $3,942+200.1% | $6,401+84.8% |
| Admin fee / account holder | $9,590 | $6,485+47.9% | $4,936+94.3% | $11,431-16.1% |