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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,338 | $85,790-39.0% | $67,313-22.2% | $135,380-61.3% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.1%-9.1pp | 82.6%-22.6pp |
| Annual return | -6.73% | -0.54%-6.2pp | -4.08%-2.7pp | 519.81%-526.5pp |
| Employer contribution / active EE | $0 | $3,487-100.0% | $2,566-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,710 | $4,651+44.3% | $3,568+88.0% | $5,609+19.6% |
| Admin fee / account holder | $5,367 | $6,392-16.0% | $4,507+19.1% | $10,828-50.4% |