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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,587 | $104,694+9.4% | $85,709+33.7% | $167,536-31.6% |
| Participation rate | 62.5% | 76.4%-13.9pp | 69.9%-7.4pp | 82.1%-19.6pp |
| Annual return | 12.44% | 21.45%-9.0pp | 21.49%-9.1pp | 478.82%-466.4pp |
| Employer contribution / active EE | $0 | $3,337-100.0% | $2,619-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $12,716 | $4,826+163.5% | $3,924+224.1% | $6,342+100.5% |
| Admin fee / account holder | $139 | $10,035-98.6% | $6,876-98.0% | $12,315-98.9% |