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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,217 | $65,566-15.8% | $86,235-36.0% | $75,177-26.6% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 12.40% | 46.07%-33.7pp | 1170.03%-1157.6pp | 160.75%-148.4pp |
| Employer contribution / active EE | $3,750 | $1,553+141.4% | $2,381+57.5% | $2,671+40.4% |
| Participant deferral / active EE | $3,274 | $3,023+8.3% | $3,987-17.9% | $4,126-20.7% |
| Admin fee / account holder | $10,310 | $5,470+88.5% | $6,856+50.4% | $5,651+82.4% |