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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,659 | $58,493-3.1% | $84,023-32.6% | $72,976-22.4% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 14.74% | 28.93%-14.2pp | 71.32%-56.6pp | 81.02%-66.3pp |
| Employer contribution / active EE | $3,280 | $1,163+182.0% | $1,984+65.3% | $2,440+34.4% |
| Participant deferral / active EE | $3,011 | $2,394+25.8% | $3,239-7.0% | $3,608-16.5% |
| Admin fee / account holder | $2,173 | $4,569-52.4% | $6,102-64.4% | $5,124-57.6% |