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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,283 | $65,034-15.0% | $90,970-39.2% | $79,856-30.8% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 3.95% | 30.45%-26.5pp | 134.60%-130.6pp | 31.71%-27.8pp |
| Employer contribution / active EE | $3,730 | $1,247+199.0% | $2,122+75.8% | $2,471+50.9% |
| Participant deferral / active EE | $2,761 | $2,512+9.9% | $3,373-18.1% | $3,741-26.2% |
| Admin fee / account holder | $3,027 | $4,536-33.3% | $5,961-49.2% | $5,306-43.0% |