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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,514 | $162,812-58.5% | $133,971-49.6% | $158,966-57.5% |
| Participation rate | 95.5% | 83.2%+12.2pp | 79.8%+15.6pp | 82.0%+13.5pp |
| Annual return | 16.40% | 41.94%-25.5pp | 45.09%-28.7pp | 302.95%-286.5pp |
| Employer contribution / active EE | $2,045 | $4,976-58.9% | $3,919-47.8% | $4,762-57.1% |
| Participant deferral / active EE | $4,539 | $5,910-23.2% | $5,047-10.1% | $5,983-24.1% |
| Admin fee / account holder | $2,352 | $11,741-80.0% | $8,929-73.7% | $11,250-79.1% |