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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,332 | $78,707-55.1% | $117,861-70.0% | $70,126-49.6% |
| Participation rate | 92.0% | 73.2%+18.8pp | 79.7%+12.3pp | 69.5%+22.5pp |
| Annual return | 18.39% | 23.30%-4.9pp | 335.11%-316.7pp | 73.15%-54.8pp |
| Employer contribution / active EE | $3,937 | $2,223+77.1% | $3,786+4.0% | $2,343+68.1% |
| Participant deferral / active EE | $3,837 | $3,297+16.4% | $4,482-14.4% | $3,332+15.2% |
| Admin fee / account holder | $8,852 | $5,066+74.7% | $8,021+10.4% | $4,645+90.5% |