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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,068 | $81,331+12.0% | $155,534-41.4% | $80,935+12.5% |
| Participation rate | 93.3% | 66.3%+27.1pp | 78.2%+15.1pp | 67.7%+25.7pp |
| Annual return | 9.47% | 33.37%-23.9pp | 64.92%-55.4pp | 35.66%-26.2pp |
| Employer contribution / active EE | $6,900 | $3,105+122.2% | $4,675+47.6% | $2,757+150.3% |
| Participant deferral / active EE | $3,754 | $3,454+8.7% | $5,630-33.3% | $4,299-12.7% |
| Admin fee / account holder | $512 | $7,999-93.6% | $15,900-96.8% | $6,924-92.6% |