Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $29,078 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,423 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,225 | $69,383+2.7% | $101,264-29.7% | $73,493-3.1% |
| Participation rate | 54.6% | 68.4%-13.8pp | 75.8%-21.2pp | 70.7%-16.1pp |
| Annual return | 17.92% | 18.46%-0.5pp | 46.48%-28.6pp | 28.51%-10.6pp |
| Employer contribution / active EE | $421 | $2,628-84.0% | $3,660-88.5% | $2,270-81.5% |
| Participant deferral / active EE | $3,199 | $3,301-3.1% | $4,370-26.8% | $3,740-14.5% |
| Admin fee / account holder | $391 | $704-44.4% | $5,947-93.4% | $513-23.7% |