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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $21,918 |
Service code 37 · EIN 04-2647786 | Loan Processing | $16,596 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,057 | $58,726-18.2% | $92,240-47.9% | $62,293-22.9% |
| Participation rate | 47.6% | 68.3%-20.8pp | 76.5%-28.9pp | 69.5%-22.0pp |
| Annual return | 15.77% | 43.62%-27.8pp | 176.29%-160.5pp | 28.90%-13.1pp |
| Employer contribution / active EE | $215 | $2,392-91.0% | $3,680-94.2% | $2,042-89.5% |
| Participant deferral / active EE | $2,200 | $2,766-20.5% | $3,897-43.6% | $3,169-30.6% |
| Admin fee / account holder | $289 | $556-48.0% | $5,194-94.4% | $479-39.7% |