Retirement plan

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Name: GULF COAST LUMBER & SUPPLY, INC. - GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST (2019) Form 5500
Creator: GULF COAST LUMBER & SUPPLY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST, GULF COAST LUMBER & SUPPLY, INC.

GULF COAST LUMBER & SUPPLY, INC.EIN 59-2311541Plan #001PY 2019

P.O. BOX 597 - WOODVILLE, FL 32362850-421-5295

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$3.1M

+4.1% from 2018

Total participants

+3.0% from 2018

Average account balance

$99,206

+7.4% from 2018

Annual return

4.24%

+1.50 pp from 2018

Benchmarks

See 9,366 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,366 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$127K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

48.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$108K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13172

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$113K

$4176 / participant

Other / not subdivided$113K100.0%

% of EOY assets

3.667%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$99,206

$58,493+69.6%

$84,021+18.1%

$72,975+35.9%

Participation rate

88.9%

61.2%+27.7pp

69.0%+19.9pp

69.5%+19.4pp

Annual return

4.24%

28.93%-24.7pp

71.32%-67.1pp

81.01%-76.8pp

Employer contribution / active EE

$1,527

$1,163+31.3%

$1,984-23.0%

$2,440-37.4%

Participant deferral / active EE

$2,440

$2,394+1.9%

$3,239-24.7%

$3,608-32.4%

Admin fee / account holder

$3,637

$4,569-20.4%

$6,102-40.4%

$5,124-29.0%

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion