Retirement plan

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Name: GULF COAST LUMBER & SUPPLY, INC. - GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST (2018) Form 5500
Creator: GULF COAST LUMBER & SUPPLY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST, GULF COAST LUMBER & SUPPLY, INC.

GULF COAST LUMBER & SUPPLY, INC.EIN 59-2311541Plan #001PY 2018

P.O. BOX 597 - WOODVILLE, FL 32362850-421-5295

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$3M

+3.9% from 2017

Total participants

0.0% from 2017

Average account balance

$92,362

+3.9% from 2017

Annual return

2.74%

-1.03 pp from 2017

Benchmarks

See 9,413 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,413 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$127K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

48.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$108K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13172

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H2J3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$67K

$2408 / participant

Other / not subdivided$67K100.0%

% of EOY assets

2.281%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$92,362

$50,947+81.3%

$74,549+23.9%

$64,173+43.9%

Participation rate

96.4%

61.1%+35.4pp

69.1%+27.3pp

69.6%+26.9pp

Annual return

2.74%

-1.85%+4.6pp

32.53%-29.8pp

7.63%-4.9pp

Employer contribution / active EE

$1,364

$1,115+22.3%

$1,961-30.5%

$2,381-42.7%

Participant deferral / active EE

$2,179

$2,302-5.3%

$3,108-29.9%

$3,470-37.2%

Admin fee / account holder

$2,107

$4,221-50.1%

$5,059-58.4%

$4,887-56.9%

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion