Retirement plan

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Name: GULF COAST LUMBER & SUPPLY, INC. - GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST (2017) Form 5500
Creator: GULF COAST LUMBER & SUPPLY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST, GULF COAST LUMBER & SUPPLY, INC.

GULF COAST LUMBER & SUPPLY, INC.EIN 59-2311541Plan #001PY 2017

P.O. BOX 597 - WOODVILLE, FL 32362850-421-5295

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$2.8M

+6.4% from 2016

Total participants

+3.1% from 2016

Average account balance

$88,908

+3.1% from 2016

Annual return

3.77%

+0.30 pp from 2016

Benchmarks

See 9,369 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,369 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$127K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

48.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$108K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13172

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H2J3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$35K

$1267 / participant

Other / not subdivided$35K100.0%

% of EOY assets

1.247%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$88,908

$54,541+63.0%

$78,778+12.9%

$70,124+26.8%

Participation rate

96.4%

60.8%+35.6pp

69.2%+27.2pp

69.5%+26.9pp

Annual return

3.77%

21.07%-17.3pp

35.62%-31.9pp

73.14%-69.4pp

Employer contribution / active EE

$1,439

$1,089+32.2%

$1,986-27.5%

$2,342-38.6%

Participant deferral / active EE

$2,376

$2,210+7.5%

$2,958-19.7%

$3,332-28.7%

Admin fee / account holder

$1,109

$3,709-70.1%

$5,134-78.4%

$4,645-76.1%

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GULF COAST LUMBER & SUPPLY, INC.401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion