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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,367 | $39,245-15.0% | $64,105-47.9% | $52,331-36.2% |
| Participation rate | 84.6% | 58.2%+26.4pp | 68.2%+16.4pp | 68.1%+16.5pp |
| Annual return | -1.99% | 14.79%-16.8pp | 791.24%-793.2pp | 4.54%-6.5pp |
| Employer contribution / active EE | $130 | $736-82.4% | $1,820-92.9% | $1,882-93.1% |
| Participant deferral / active EE | $1,486 | $1,992-25.4% | $2,822-47.3% | $3,022-50.8% |
| Admin fee / account holder | $1,065 | $592+79.7% | $4,499-76.3% | $592+80.0% |