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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $63,116 |
SWM ADVISORS2 years Service code 99 · EIN 45-2514987 | Other Fees | $20,497 |
Filed as: PRIDA, GUIDA & PEREZ, P.A Service code 10 · EIN 59-1978917 | Accounting | $9,500 |
Service code 99 · EIN 61-1758632 | Other Fees | $6,691 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,355 | $49,471-40.7% | $79,583-63.1% | $66,949-56.2% |
| Participation rate | 74.9% | 61.4%+13.5pp | 69.5%+5.4pp | 69.8%+5.0pp |
| Annual return | -16.06% | 84.30%-100.4pp | 0.16%-16.2pp | 1.57%-17.6pp |
| Employer contribution / active EE | $515 | $1,266-59.4% | $2,414-78.7% | $2,545-79.8% |
| Participant deferral / active EE | $3,183 | $3,160+0.7% | $3,986-20.1% | $4,239-24.9% |
| Admin fee / account holder | $388 | $595-34.7% | $6,835-94.3% | $594-34.6% |