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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,654 | $64,719-41.8% | $112,249-66.5% | $68,486-45.0% |
| Participation rate | 46.9% | 67.2%-20.3pp | 75.1%-28.2pp | 67.9%-21.0pp |
| Annual return | -17.13% | -11.40%-5.7pp | 27.48%-44.6pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,237 | $2,747-55.0% | $3,636-66.0% | $2,597-52.3% |
| Participant deferral / active EE | $2,650 | $3,565-25.7% | $4,729-44.0% | $4,028-34.2% |
| Admin fee / account holder | $487 | $5,232-90.7% | $6,412-92.4% | $5,404-91.0% |