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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,597 | $57,352-88.5% | $83,831-92.1% | $64,173-89.7% |
| Participation rate | 66.7% | 68.6%-1.9pp | 76.1%-9.5pp | 69.6%-2.9pp |
| Annual return | -33.39% | 11.38%-44.8pp | 850.99%-884.4pp | 7.63%-41.0pp |
| Employer contribution / active EE | $1,286 | $2,546-49.5% | $3,631-64.6% | $2,381-46.0% |
| Participant deferral / active EE | $2,722 | $2,993-9.1% | $4,082-33.3% | $3,470-21.5% |
| Admin fee / account holder | $184 | $4,046-95.5% | $5,479-96.6% | $4,887-96.2% |