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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,882 | $72,269-68.3% | $101,271-77.4% | $79,852-71.3% |
| Participation rate | 51.7% | 68.5%-16.7pp | 75.8%-24.1pp | 69.6%-17.9pp |
| Annual return | 19.93% | 22.29%-2.4pp | 46.48%-26.5pp | 31.72%-11.8pp |
| Employer contribution / active EE | $1,269 | $2,692-52.8% | $3,660-65.3% | $2,471-48.6% |
| Participant deferral / active EE | $2,856 | $3,282-13.0% | $4,371-34.7% | $3,740-23.6% |
| Admin fee / account holder | $1,487 | $4,401-66.2% | $5,948-75.0% | $5,306-72.0% |