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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,238 | $175,259-2.3% | $149,723+14.4% | $139,487+22.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.58% | 166.82%-147.2pp | 134.50%-114.9pp | 373.84%-354.3pp |
| Employer contribution / active EE | $10,166 | $5,478+85.6% | $4,821+110.8% | $4,755+113.8% |
| Participant deferral / active EE | $3,018 | $6,522-53.7% | $5,682-46.9% | $6,713-55.0% |
| Admin fee / account holder | $3,243 | $16,158-79.9% | $13,215-75.5% | $11,407-71.6% |