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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,961 | $209,422+5.0% | $178,503+23.2% | $158,982+38.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.01% | 188.81%-172.8pp | 151.12%-135.1pp | 302.99%-287.0pp |
| Employer contribution / active EE | $9,782 | $5,707+71.4% | $5,011+95.2% | $4,763+105.4% |
| Participant deferral / active EE | $4,002 | $5,955-32.8% | $5,202-23.1% | $5,983-33.1% |
| Admin fee / account holder | $3,265 | $17,079-80.9% | $13,987-76.7% | $11,252-71.0% |