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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,188 | $202,342+6.3% | $172,753+24.6% | $152,909+40.7% |
| Participation rate | 82.4% | 87.1%-4.7pp | 82.6%-0.3pp | 82.5%-0.1pp |
| Annual return | 20.17% | 1029.88%-1009.7pp | 803.00%-782.8pp | 345.46%-325.3pp |
| Employer contribution / active EE | $8,465 | $5,857+44.5% | $5,144+64.6% | $4,764+77.7% |
| Participant deferral / active EE | $2,370 | $5,948-60.2% | $5,198-54.4% | $5,851-59.5% |
| Admin fee / account holder | $2,497 | $17,112-85.4% | $13,956-82.1% | $11,601-78.5% |