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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,952 | $107,809-40.7% | $97,032-34.1% | $155,188-58.8% |
| Participation rate | 50.0% | 75.5%-25.5pp | 71.6%-21.6pp | 80.8%-30.8pp |
| Annual return | 12.57% | 38.06%-25.5pp | 35.38%-22.8pp | 148.84%-136.3pp |
| Employer contribution / active EE | $302 | $2,911-89.6% | $2,629-88.5% | $4,248-92.9% |
| Participant deferral / active EE | $1,764 | $5,129-65.6% | $4,672-62.2% | $6,531-73.0% |
| Admin fee / account holder | $26,080 | $10,717+143.3% | $9,418+176.9% | $14,480+80.1% |