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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,952 | $97,125-34.2% | $86,233-25.8% | $137,256-53.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.0%-19.0pp | 80.0%-30.0pp |
| Annual return | 12.57% | 74.19%-61.6pp | 61.39%-48.8pp | 220.34%-207.8pp |
| Employer contribution / active EE | $302 | $2,841-89.4% | $2,504-87.9% | $4,156-92.7% |
| Participant deferral / active EE | $1,764 | $5,180-65.9% | $4,559-61.3% | $6,407-72.5% |
| Admin fee / account holder | $26,080 | $9,725+168.2% | $8,342+212.6% | $12,270+112.5% |