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| Provider | Service type | Compensation |
|---|---|---|
PNC BANK, N.A.2+ years Service code 25 · EIN 25-1211909 | Directed Trustee | $2,298 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. USA Service code 15 · EIN 01-0233346 | Recordkeeping | $228 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,796 | $52,884-47.4% | $84,753-67.2% | $55,167-49.6% |
| Participation rate | 78.3% | 67.5%+10.8pp | 76.6%+1.7pp | 69.0%+9.3pp |
| Annual return | 8.31% | 18.03%-9.7pp | 22.78%-14.5pp | 169.23%-160.9pp |
| Employer contribution / active EE | $874 | $2,233-60.9% | $3,574-75.6% | $1,963-55.5% |
| Participant deferral / active EE | $2,448 | $2,644-7.4% | $3,712-34.0% | $3,054-19.8% |
| Admin fee / account holder | $190 | $581-67.2% | $5,333-96.4% | $504-62.2% |