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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 59-3033722 | Recordkeeping | $1,350 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $545 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,519 | $63,114-26.3% | $92,915-49.9% | $65,186-28.6% |
| Participation rate | 72.6% | 68.8%+3.8pp | 76.0%-3.4pp | 70.2%+2.4pp |
| Annual return | 17.97% | 28.75%-10.8pp | 109.45%-91.5pp | 29.39%-11.4pp |
| Employer contribution / active EE | $1,139 | $2,571-55.7% | $3,653-68.8% | $2,177-47.7% |
| Participant deferral / active EE | $3,420 | $3,108+10.0% | $4,238-19.3% | $3,514-2.7% |
| Admin fee / account holder | $400 | $624-35.9% | $5,796-93.1% | $847-52.8% |