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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,039 | $108,882+36.0% | $96,754+53.0% | $154,746-4.3% |
| Participation rate | 88.9% | 75.1%+13.8pp | 70.3%+18.6pp | 80.7%+8.2pp |
| Annual return | 13.38% | 98.39%-85.0pp | 82.04%-68.7pp | 172.34%-159.0pp |
| Employer contribution / active EE | $13,917 | $3,018+361.1% | $2,679+419.4% | $4,379+217.8% |
| Participant deferral / active EE | $7,604 | $5,323+42.9% | $4,758+59.8% | $6,730+13.0% |
| Admin fee / account holder | $946 | $10,200-90.7% | $8,905-89.4% | $14,365-93.4% |