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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,039 | $97,125+52.4% | $86,233+71.7% | $137,256+7.9% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.0%+19.9pp | 80.0%+8.9pp |
| Annual return | 13.38% | 74.19%-60.8pp | 61.39%-48.0pp | 220.34%-207.0pp |
| Employer contribution / active EE | $13,917 | $2,841+389.8% | $2,504+455.7% | $4,156+234.9% |
| Participant deferral / active EE | $7,604 | $5,180+46.8% | $4,559+66.8% | $6,407+18.7% |
| Admin fee / account holder | $946 | $9,725-90.3% | $8,342-88.7% | $12,270-92.3% |