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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,039 | $147,556+0.3% | $129,031+14.7% | $198,609-25.5% |
| Participation rate | 88.9% | 77.2%+11.6pp | 73.4%+15.5pp | 82.4%+6.5pp |
| Annual return | 13.38% | 37.41%-24.0pp | 34.67%-21.3pp | 202.70%-189.3pp |
| Employer contribution / active EE | $13,917 | $3,645+281.8% | $3,226+331.4% | $5,055+175.3% |
| Participant deferral / active EE | $7,604 | $5,760+32.0% | $5,217+45.8% | $6,977+9.0% |
| Admin fee / account holder | $946 | $15,467-93.9% | $13,208-92.8% | $19,030-95.0% |