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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,728 | $98,766+190.3% | $149,730+91.5% | $79,852+259.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.32% | 27.43%-11.1pp | 276.70%-260.4pp | 31.72%-15.4pp |
| Employer contribution / active EE | $5,891 | $3,217+83.1% | $4,645+26.8% | $2,471+138.4% |
| Participant deferral / active EE | $4,507 | $5,681-20.7% | $6,843-34.1% | $3,740+20.5% |
| Admin fee / account holder | $3,595 | $6,052-40.6% | $9,310-61.4% | $5,306-32.3% |