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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,709 | $89,364+215.2% | $141,177+99.5% | $72,983+286.0% |
| Participation rate | 95.2% | 75.1%+20.1pp | 82.5%+12.8pp | 69.5%+25.8pp |
| Annual return | 17.88% | 111.86%-94.0pp | 71.40%-53.5pp | 81.01%-63.1pp |
| Employer contribution / active EE | $6,081 | $3,115+95.2% | $4,736+28.4% | $2,440+149.2% |
| Participant deferral / active EE | $4,032 | $5,419-25.6% | $6,710-39.9% | $3,608+11.8% |
| Admin fee / account holder | $38,336 | $5,959+543.4% | $10,263+273.5% | $5,124+648.2% |