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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,218 | $78,707+4.5% | $117,861-30.2% | $70,126+17.2% |
| Participation rate | 86.1% | 73.2%+12.9pp | 79.7%+6.4pp | 69.5%+16.5pp |
| Annual return | 19.58% | 23.30%-3.7pp | 335.11%-315.5pp | 73.15%-53.6pp |
| Employer contribution / active EE | $487 | $2,223-78.1% | $3,786-87.1% | $2,343-79.2% |
| Participant deferral / active EE | $2,524 | $3,297-23.5% | $4,482-43.7% | $3,332-24.2% |
| Admin fee / account holder | $7,144 | $5,066+41.0% | $8,021-10.9% | $4,645+53.8% |