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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,466 | $82,678-13.6% | $125,391-43.0% | $68,490+4.3% |
| Participation rate | 92.5% | 75.1%+17.4pp | 82.4%+10.1pp | 67.9%+24.6pp |
| Annual return | -17.53% | -5.97%-11.6pp | 572.41%-589.9pp | -7.85%-9.7pp |
| Employer contribution / active EE | $2,569 | $3,382-24.0% | $4,816-46.7% | $2,597-1.1% |
| Participant deferral / active EE | $5,022 | $6,111-17.8% | $7,448-32.6% | $4,028+24.7% |
| Admin fee / account holder | $4,101 | $6,277-34.7% | $10,009-59.0% | $5,403-24.1% |