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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Distribution (12b-1) fees; Shareholde... | $66,875 |
Filed as: CERITY PARTNERS RETIREMENT PLAN Service code 16 · EIN 35-2467663 | Consulting | $47,528 |
REHMANN ROBSON2 years Filed as: REHMANN LLC Service code 10 · EIN 38-3567911 | Accounting | $15,500 |
NATIONAL FINANCIAL SERVICES6 years Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,395 | $101,653+242.7% | $147,080+136.9% | $74,459+367.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.2%+17.8pp | 67.2%+32.8pp |
| Annual return | 13.80% | 8754.98%-8741.2pp | 420.17%-406.4pp | 1369.70%-1355.9pp |
| Employer contribution / active EE | $9,586 | $3,813+151.4% | $4,933+94.3% | $2,626+265.1% |
| Participant deferral / active EE | $13,169 | $7,304+80.3% | $8,066+63.3% | $4,350+202.8% |
| Admin fee / account holder | $490 | $1,752-72.0% | $12,989-96.2% | $1,945-74.8% |