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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Direct payment from the plan; Sales l... | $59,371 |
Filed as: CERITY PARTNERS RETIREMENT PLAN Service code 16 · EIN 35-2467663 | Consulting | $43,391 |
VESTAL & WILER CPAS3 years Filed as: VESTAL & WILER CPA Service code 10 · EIN 59-3198021 | Accounting | $10,400 |
NATIONAL FINANCIAL SERVICES3 years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,304 | $104,497+222.8% | $159,487+111.5% | $79,389+324.9% |
| Participation rate | 99.4% | 76.6%+22.8pp | 82.8%+16.6pp | 70.7%+28.7pp |
| Annual return | 14.73% | 67.98%-53.2pp | 263.71%-249.0pp | 116.89%-102.2pp |
| Employer contribution / active EE | $9,304 | $3,418+172.2% | $4,831+92.6% | $2,428+283.2% |
| Participant deferral / active EE | $12,022 | $6,468+85.9% | $7,354+63.5% | $4,046+197.1% |
| Admin fee / account holder | $470 | $711-33.9% | $10,804-95.6% | $626-25.0% |